Your guide to choosing an AI companion in 2026

This hub covers how to pick the right app, what each free tier actually allows, and the real monthly cost so you can start without guessing.

  • Prices checked on
  • 90 free tiers checked hands-on
  • Chris Furrey, Founder and writer

Short on time? Start with one of these

I built this hub because the market is crowded, and picking the wrong app usually means hitting a paywall after three messages or dealing with a company that vanishes overnight. If you just want a quiet space to talk, stick to platforms that cap their free tiers cleanly and keep billing descriptors discreet. If you are looking for roleplay with consistent memory, check which models actually retain details across sessions instead of resetting every hour.

The cards below split the work into quick comparisons, step-by-step setup guides, and policy breakdowns. Click through the task tiles, read the expanded notes at the bottom, and pick the path that matches what you actually want to do today.

What do you want to do?

Showing all 6

Character AI status

Where to check if it is down, and known outages.

Guide · checked 22 Sep 2026

The tiles above point to the exact guides you need depending on whether you are comparing raw numbers or hunting for a specific workaround. If you care about monthly costs, head straight to the pricing breakdown so you know how much a token or message actually buys before you commit. For privacy concerns, the data settings guide explains which companies store your logs and how to scrub them later.

Every link here targets a single question, skips the fluff, and gives you a direct path to the answer. Scroll down if you want the full methodology behind these picks, or jump to the FAQ if you have a quick billing question.

Our top 5 picks

Ranked by our scores and checked facts. Last checked .

  1. 1Winner

    SpicyChat

    Hands-on test, paid plan

    7.9

    Free startfrom $5/mo

    Try SpicyChat free
  2. 22nd

    Nomi AI

    Hands-on test, paid plan

    7.8

    Free startfrom $8.33/mo

    Try Nomi AI free
  3. 33rd

    Candy AI

    Hands-on test, paid plan

    7.7

    Free startfrom €3.99/moBack to School Sale: 70% off the 12-month plan (EUR 3.99/mo, EUR 47.88 billed yearly), verified

    Try Candy AI free
  4. 44th

    OurDream AI

    Hands-on test, paid plan

    6.6

    Free startfrom $9.99/mo

    Try OurDream AI free
  5. 55th

    GirlfriendGPT

    Hands-on test, paid plan

    5.7

    Free startfrom $12/mo

    Try GirlfriendGPT free

The five apps above are the highest scorers on the site, and most guides on this hub use them as examples. That makes them a sensible place to start while you learn how free tiers, memory settings and cancellation steps work in practice.

Guides answer questions, but they cannot choose an app for you. If you are still weighing up where to begin, the short quiz below asks about your habits and suggests where to look next, whether that is a list, a review or another guide.

Still unsure which path fits your routine? Answer the short strip above to narrow the field, then match the result to the actual feature set you need. Some platforms excel at long-term narrative continuity but charge steep monthly rates for voice calls, while others give generous free allowances but throttle response speeds during peak hours.

There is no universal winner here, only trade-offs between price, memory depth, and content filtering. Pick the tile that solves your immediate bottleneck, read the expanded notes below for context, and start with the lowest commitment option available. You can always upgrade later once you know the app holds your conversations properly.

Compared at a glance

# App Score Price from Free messages/day NSFW Try it
Rank 1 SpicyChatRead review 7.9 Freemium$5/mo Yes Allowed Try SpicyChat free
Rank 2 Nomi AIRead review 7.8 Freemium$8.33/mo 50 Allowed Try Nomi AI free
Rank 3 Candy AIRead review 7.7 Freemium€3.99/mo70% off Yes Allowed on paid plans Try Candy AI free
Rank 4 KindroidRead review 7.6 Freemium$11.67/mo Yes Allowed Try Kindroid free
Rank 5 HammerAIRead review 7.0 Freemium$9/mo 600 Allowed Try HammerAI free
Rank 6 KissableRead review 7.0 Freemium$12.50/mo Yes Soft only Try Kissable free
Rank 7 Perchance AI Character ChatRead review 7.0 Freemium- unlimited Not known yet Try Perchance AI Character Chat free
Rank 8 DreamGenRead review 6.8 Freemium$7.83/mo20% off Yes Allowed Try DreamGen free
Rank 9 Secrets AIRead review 6.7 Freemium$9.17/mo 20 Allowed Try Secrets AI free
Rank 10 Chub AIRead review 6.6 Freemium$20/mo Yes Allowed Try Chub AI free

Prices are shown in the currency each app charges, not converted. Sorting by price compares apps within one currency.

Many guides here come back to the same questions: what the free start covers, what a paid plan costs and which limit you will run into first. The table answers those questions for many apps at once and can be sorted by any column.

The block after it looks at the market as a whole. Its figures are computed from every app in the database when this page is built, so the guides and the numbers never drift apart. When a price changes, both change on the same day.

The market in numbers

  1. 7.9/10

    is the highest overall score any app earned in our reviews. The median app scores 5.6.

    Source: our app database
  2. 100%

    of the apps we track let you start without paying.

    Source: our app database
  3. $7.99/mo

    is the median price of the cheapest paid plan, yearly billing counted per month.

    Source: our app database
  4. 48%

    is the median saving when you pay yearly instead of monthly, across 43 apps that sell both.

    Source: our app database
  5. 32

    apps sell coins or tokens for messages or images on top of the plan.

    Source: our app database

Computed from our database of 79 apps when this page was built - every figure changes when a price does.

Those figures are the background to most guides on this hub. A free start is the norm, the cheapest paid plans vary widely and yearly billing roughly halves the monthly price, which is why so many guides spend time on renewals and cancelling.

New guides are added as apps change their rules. The newsletter below sends new guides and the changes that make an older one out of date, once a week, with a short note on what changed and why it matters.

Before you dive into the detailed breakdowns below, keep in mind that the landscape shifts quickly. Companies tweak their free allowances, change statement descriptors, or quietly alter refund windows without pushing a major update notice. That is why every recommendation here ties back to verified records rather than fleeting impressions.

The accordion sections at the bottom explain exactly how these pages are built, what criteria carry the most weight, and which payment methods leave the smallest footprint on your bank statement. Read the methodology carefully if you plan to subscribe, or skip straight to the FAQ if you just need a quick policy check.

Expanded methodology & guidance

About the guides

This hub exists to cut through the noise of app store rankings and aggressive marketing copy. Instead of chasing viral trends, we sort the options by what actually matters day-to-day: how many messages you get before hitting a wall, whether the company charges you under a recognizable descriptor, and if the platform respects your data after you close the tab. The compare tool at compare specifications lets you line up side-by-side specs so you can spot hidden fees or restrictive caps before opening your wallet.

You will also find clear notes on which apps require a card upfront and which ones let you test the waters completely risk-free. If you prefer reading structured breakdowns over scrolling through endless blog posts, these pages were built for that rhythm. We prioritize transparency over hype, so every number you see traces back to official terms or documented checks.

Stick around for the billing notes, and use the filters to match your exact usage pattern. Most users underestimate how fast tokens burn when images or voice prompts are involved, which is why we separate text limits from media costs. You should also expect some apps to reset conversation context unexpectedly, especially those relying on lightweight models.

Always check the export options before committing to a long-term storyline, since losing weeks of progress happens more often than developers admit.

How a guide is written, and for whom

These pages are built for readers who want straight answers without the usual influencer padding. I write from my own paid use of the apps, checked against official pricing pages, published terms and cross-referenced reports, not from marketing copy. The goal is simple: give you the exact boundaries of each free tier, the real monthly cost for regular use, and the cancellation steps so you never get stuck on a recurring cycle.

With a new platform, four things matter first. Does the free allowance actually reset, or is it a one-time starter pack? What does the bank statement say if I subscribe today? How long does the company typically survive before pivoting its business model?

And finally, what happens to my chat history if I stop paying? Each answer gets traced back to published terms or documented checks, and anything missing is left blank rather than guessed. You can see the full verification method at How the apps are checked, which explains the sources used and how freshness windows are maintained.

I avoid ranking apps with inflated scores or fake urgency, and I never hide the catch behind a generic five-out-of-five rating. If a platform forces you to enter credit card details before seeing a single message, that goes in the negative column immediately. The writing stays calm, practical, and focused on protecting your time and money.

Every decision point includes a low-commitment entry route, usually starting with the free tier or a weekly pass, so you can evaluate consistency before locking into a yearly contract.

The questions the guides answer

Readers come here with very specific worries, and the guides are structured to tackle them directly. The biggest concern is almost always money: how fast credits drain, whether subscriptions auto-renew aggressively, and if refunds are even possible once the trial ends. The reviews list the published cancel paths and statement names so you know what to look for on your monthly bill.

Another frequent question involves privacy and data retention. Do they train on your messages? Can you delete your account permanently, or does a ghost profile linger? Which apps offer anonymous sign-up or crypto payments if discretion matters?

The reviews at reviews break down each company’s policy verbatim, highlight known breaches, and flag platforms that share metadata with third parties. Memory is the third pillar. Many apps claim long-term recall but reset context after twenty messages or invent plausible details to cover gaps.

The reviews say how well characters held on to small details in our own use, and where other reviewers saw the same. Finally, we answer practical setup questions: which logins work without a phone number, how to adjust safety filters, and whether the mobile interface actually mirrors the desktop experience. Every section strips away marketing fluff and leaves you with actionable steps.

Why app store payments are a separate case

Subscriptions bought through Apple or Google operate on a completely different rule set than direct web purchases. The marketplace acts as the merchant of record, which means the app developer never touches your card details and cannot issue refunds directly. Canceling works the same way, but you must navigate the store’s subscription menu rather than clicking a button inside the app.

Renewal dates sync to the store’s system, and promotional offers sometimes expire differently than advertised. If you paid via the website using Stripe or PayPal, you retain the original cancellation window and can contact support directly. Always check which store issued the charge before searching for help links, since directing your request to the wrong department usually delays resolution.

Cancelling and refunds, in short

Most platforms treat subscriptions as non-refundable once access is granted, but there are reliable ways to avoid unwanted charges. Set a calendar reminder for the renewal date, and cancel at least forty-eight hours before the billing cycle closes. If you already renewed and want out, check the Terms of Service for a cooling-off window; some regions grant fourteen days by law, while others offer a strict twenty-four-hour grace period.

Keep screenshots of your confirmation emails and any error messages you encounter during checkout, since support teams often require proof before processing exceptions. Here is how to approach the process efficiently:

  • Locate the correct manage-subscription link before logging out
  • Confirm the cancellation prompt explicitly on the screen
  • Verify that the dashboard shows zero future charges
  • Reach out to the payment partner directly if the automated path fails

For the latest discount codes and temporary promotions that reduce upfront costs, visit our curated list at current promotions. Additionally, EU and UK subscribers benefit from stronger statutory rights that allow chargebacks for unauthorized recurring payments, whereas US customers must rely more heavily on direct merchant negotiation. Partial refunds are rarely issued for unused months, but prorated credits occasionally appear when technical failures disrupt service.

Always document the exact timestamp of your cancellation request to protect against late-processing delays, and consider using virtual card numbers that auto-expire after a single transaction to eliminate future billing confusion entirely.

If you forgot to cancel

Missing the renewal deadline happens to everyone, but you still have control over what comes next. Log into your account immediately and downgrade to the free tier or delete the profile entirely, depending on how much data you are willing to lose. Most companies keep your history intact until the end of the paid period, so you can finish your current session without interruption.

If the platform refuses to honor the cancellation or continues charging despite your request, file a dispute with your bank or card issuer within sixty days. Provide the transaction ID, a copy of your cancellation confirmation, and a brief timeline of events. Payment processors usually reverse unauthorized recurring charges fairly quickly, though the app itself may block your account temporarily during the review. Never ignore the charge, since letting it slide automatically validates the renewal cycle for the next month.

Guides in preparation

Several deep-dive pages are currently being researched and drafted for upcoming publication. We are finalizing a dedicated guide on how to safely export your chat logs across different operating systems, ensuring you keep your custom scenarios and memory pins intact regardless of which platform you switch to. Another pending piece covers the growing category of local and self-hosted companions, explaining how to run open-weight models on consumer hardware without touching cloud servers.

Those resources will follow the same verification standards and include step-by-step setup instructions. Until they go live, rely on the existing comparison tables and billing notes to make informed decisions. The editorial queue stays transparent, and all drafts undergo fact-checking against official documentation before publication.

Local installations typically require minimum RAM thresholds and compatible GPUs, so we will map out exact system requirements alongside recommended configuration files. Cross-platform export methods will also address API limitations and token-based data transfer protocols used by major hubs. Publication targets are reviewed quarterly to match developer update cycles.

Getting started with your first app

Begin with the lowest commitment option available, ideally a free tier that requires zero personal information beyond an email address. Create a dedicated persona with clear boundaries and simple traits, then test how quickly the model remembers details across consecutive sessions. Send a few distinct messages covering different topics, and note whether the AI responds with genuine context or defaults to generic reassurance.

If the conversation feels stagnant after ten exchanges, try adjusting the temperature or switching to a higher-quality model, keeping in mind that premium options often unlock longer reply lengths and faster generation times. Once you identify a platform that handles your preferred style well, move to the pricing page and calculate the real monthly cost based on your expected usage. The best selection at top recommendations breaks down the top contenders by specific use cases, making it easier to match your goals with the right architecture.

Avoid locking into annual contracts until you have spent at least a week evaluating consistency, response latency, and the actual feel of the interface. Pay close attention to background data consumption on mobile networks, and review community moderation guidelines before initiating extended roleplay sequences. Different underlying language providers dramatically alter response speeds and contextual accuracy.

Privacy basics until the privacy guide is out

Treat every new companion app as a potential data collector until proven otherwise. Review the privacy policy before submitting any personal details, focusing specifically on clauses about data retention, third-party sharing, and training permissions. Opt out of analytics tracking whenever the initial setup allows it, and disable automatic cloud backups if the platform offers local-only storage.

Never input sensitive financial information, real addresses, or identifiable workplace details into the chat, since even encrypted servers can be subpoenaed or breached. If the application requests microphone access or location permissions, deny those immediately unless absolutely required for a specific voice feature. Regularly audit your connected accounts and revoke API grants for services you no longer use.

Clean browsing habits protect your digital footprint far better than hoping for corporate goodwill. Using burner email addresses for registration prevents profile linking across multiple platforms, while clearing application cache and local storage directories removes residual log fragments that standard deletion routines often miss. Malware scanners should periodically check installed companion software for unauthorized network callbacks.

What to look for in a privacy policy

Scan the document for explicit language about user-generated content ownership and commercial licensing rights. Legitimate platforms state clearly that your messages remain yours and are not sold to advertisers or used to train public models without consent. Look for precise deletion timelines, ideally thirty days or less, rather than vague promises of eventual purging.

Check whether the company operates outside major surveillance jurisdictions, as that impacts legal exposure and data request compliance. A trustworthy policy also says clearly how long chats are kept and whether they train models. If the wording relies heavily on broad disclaimers or refuses to specify data handling procedures, proceed with extreme caution.

Third-party software development kits frequently operate outside the primary application’s stated privacy boundaries, meaning external trackers may still harvest behavioral metrics despite your opt-out selections.

The FAQ below aggregates the most common billing, policy, and setup questions pulled directly from official terms and documented checks. Answers stay strictly factual, reference exact renewal windows, and note regional variations where consumer protection laws affect refund eligibility. Each entry ties back to published documentation rather than anecdotal reports, ensuring you receive verified information when managing active accounts.

Billing cycles and subscription expiration dates are tracked against manufacturer calendars to prevent accidental renewals. This section exists to save you time during routine account maintenance, letting you quickly verify cancellation steps, dispute procedures, and data export workflows without scrolling through lengthy legal documents. Use these answers to streamline your decision-making process before committing to paid tiers.

Frequently asked questions

How do I cancel a recurring subscription?

Go to your account settings and select the subscription management tab. Confirm the cancellation prompt and verify that the dashboard displays zero future charges. If you subscribed through an app store, open your device’s payment settings instead and cancel directly there. Web subscribers may also contact support with their account email, though manual approval takes longer. Keep a screenshot of the confirmation screen for your records.

Are free tiers truly unlimited?

Most platforms impose daily caps or lifetime starter packs rather than true unlimited access. Free accounts typically reset messages every twenty-four hours or grant a fixed number of coins upon signup. Media generation and voice calls rarely appear on complimentary plans. Check the official pricing page for exact daily limits, since allowances change frequently and vary by region.

Will my chats be used for AI training?

Policies differ widely. Some companies anonymize and aggregate data for model improvement, while others state that conversations are never used for training. Look for explicit opt-out toggles in the privacy dashboard. If the terms state that data may be shared with third-party processors, assume your logs could influence future model outputs. Export your history regularly to maintain a personal backup.

How fast do credits or tokens drain?

Text messages usually consume minimal currency, but image generation and voice prompts burn through balances rapidly. A single high-resolution picture can equal dozens of standard replies. Calculate your expected monthly usage before subscribing, and consider lower-cost tiers if you primarily want conversational interaction without media extras.

Is the billing descriptor discreet?

Most services mask their brand name on bank statements to protect user privacy. Descriptors typically show a parent company abbreviation, a payment processor code, or a generic LLC suffix. Review the billing notes in each app’s documentation before purchasing, since inaccurate descriptors can cause confusion or trigger unnecessary chargebacks.

Can I recover deleted conversations?

Once you delete a chat thread or terminate your account, recovery is generally impossible. Some platforms cache logs temporarily during server maintenance, but that window closes quickly. Enable automatic exports if available, or manually save important dialogues to an external document before making permanent changes to your profile settings.

By Chris FurreyFounder and writer Latest test Last checked How the apps are checked

I'm a freelance video editor in Denver, mostly weddings and real-estate listings, and I've used AI companion apps since spring 2023. I pay for the plans I use with my own card, log every charge in a subscriptions spreadsheet, and write down what the memory, the pricing and the pictures were really like, with the same eye I use for continuity errors at work.

Testing companion apps since 2023

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