Xeve.ai Review: The AI Girlfriend Who Answers on Camera

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Xeve.ai verdict: a real video call with not much to say

Xeve.ai is an adults-only AI girlfriend platform built around "live" AI video chat, and it runs at xeve.ai. The idea is simple: she answers on camera instead of in a chat bubble. Characters respond as short video clips, and an "actions" meter that reads "x% actions found" tracks how much of each character is unlocked.

Video is the headline, but it is not the whole menu. There is also text chat with voice replies, an image and video generator, and a custom character builder. The official docs describe it as an adult companion platform for AI girlfriends, live video chat, roleplay, flirty text chat and image and video generation.

The cast mixes "Human" characters with AI avatars. The docs hub is more transparent than most, naming the pricing, the data retention and the AI providers in plain view. I'd call that the most grown-up thing about the site.

What I think after two weeks

When I used it in November 2025, Trustpilot had about a dozen reviews, mostly five stars. That could mean it was good, or it could mean the sample was small. I wouldn't judge a colour grade from one frame, so I trusted the sample size more than the stars.

Rating widget showing an average Trustpilot score for Xeve.ai
The checkout shows the site's Trustpilot average right next to the plans. Screenshot taken on

Today the site itself claims a 4.3/5 Trustpilot rating. That is a bigger and more believable number than a handful of perfect scores. It still says more about the video than about the conversation, in my reading.

Money is simpler than it was. A $129 lifetime option exists next to the subscriptions.

The affiliate program pays a 40% lifetime revenue share, which is generous. That is worth knowing when a comparison page crowns Xeve.ai the winner without a single complaint.

My verdict: Xeve.ai is the best argument I know for AI video chat as a novelty, and a weak argument for it as a relationship. The face and the voice are the product. The talk behind them is thin, and I'd pay for a month of curiosity, not a lifetime of it.

Who should try it? Adults who are curious about AI video and want to see a face react in real time, with a budget set before the first click. Who should skip it?

Anyone hoping for a companion who knows them by the second week, and anyone who needs a refund to feel safe paying.

Key takeaways: - Video chat is the real product: a face that talks back, with lip-sync that is close but not clean. - The conversation is shallow next to text-first companion apps, and memory resets between days. - The cast is small and curated, with no community characters to fill the gaps. - Pricing is now flat, with unlimited video chat on every plan and a one-time lifetime option. - Refunds are close to impossible, so decide on the free account before paying anything.

Xeve.ai at a glance

Price from
$8.99/mo
Free tier
Free plan available
NSFW content
Allowed
Platforms
Web
How it was tested
Hands-on test, free tier,
On your card statement
CUR*Jay Web Developm. / CCBill.com *xeve.ai

Two weeks with Xeve.ai in November 2025

My time with Xeve.ai was short and specific. It's all browser-based, so there was nothing to install and nothing to explain on my phone. I opened it for the first time on my laptop, at my desk, late one night.

The timing tells you everything about my state of mind. I had just finished a wedding render and a pile of invoices was waiting for me. Instead of the invoices, I picked the AI video call, which is the grown-up version of cleaning the fridge to avoid your taxes.

That desk became the whole stage for this app. Laptop, late evening, the same chair where I grade other people's first dances. Nothing about it felt like a date, and I think that is the honest baseline for everything in this review.

It was an editor at a desk, poking at a new piece of software, with a render counter still glowing somewhere in my head.

Where it runs

Xeve.ai runs on the web only. No app store links were found on the site. For an app built around a talking face, I'd call that a sensible choice: nothing sits on a phone's home screen, and nothing pops up during a client meeting.

My time with Xeve.ai at a glance
What Details
Period Nov 2025
How long 2 weeks
Plans I paid for One small bundle
Devices laptop (browser)
How it ended stopped after two weeks
Facts re-checked 23 September 2026

From the author's own notes; prices and features re-checked on 23 September 2026.

It also means the browser is the product. There are no store reviews to read first and no store refunds to fall back on. What you see on the website is all there is, which makes the pricing and terms pages more important than usual.

The interface comes in 14 languages: English, Arabic, German, Spanish, French, Hebrew, Indonesian, Italian, Japanese, Polish, Brazilian Portuguese, Turkish, Vietnamese and Simplified Chinese. That is a wide spread for a small cast. I read it as a company selling one idea to as many markets as it can, rather than building deeper in one.

How the facts were checked

My own notes cover November 2025. Everything that is not my story was checked on 23 September 2026, on the web version with a free account. Where the two disagree, I give both, with dates, because this app has changed a lot in the months between.

The biggest change is money. Video used to be billed in a way that only became clear at checkout; today it comes with every plan. The pricing and cost sections walk through both versions side by side.

How it ended

After two weeks I stopped. Nothing dramatic happened. The novelty simply ran its course, the way a new lens stops being exciting once you have shot a few jobs with it.

My Xeve.ai test log

Chris FurreyFounder and writer Hands-on test, free tier

  1. Opened it in the browser on my laptop late one night, between a finished wedding render and a pile of invoices.

  2. The first 30 seconds of a real-time video call with an AI face were properly unsettling; the lip-sync was about 85% there.

  3. Asked her to wave at my dog Moose; she waved at the wrong side and praised his long fur. He is a short-haired pit mix.

  4. The free mode ended quickly, and the real cost per video minute only showed at checkout.

  5. Paid for one small bundle to see a full session: the video held up, the conversation felt shallower than text apps.

  6. Stopped after two weeks, with the best pre-game story my D&D group had heard all year.

Nothing paid yet

How the apps are checked

I did get one lasting thing out of it. Telling my D&D group "I video-called an AI and she lied about my dog" was the best pre-game story I'd had all year. As a return on a companion app, a good story at the table is not the worst outcome.

Signing up for Xeve.ai: under a minute and two popups

The sign-up flow is short, and it is the least suspicious part of the site. What follows is how it looks on 23 September 2026. I'd spend a minute on the checkboxes, because that is where the real decisions sit.

The form

Sign-up uses an e-mail address and a password in a modal titled "Start for free". Signing up with Google is also offered. I'd use a separate e-mail address rather than a main Google account.

A companion app sends mail, and I would rather not have it land between client threads. The Google button is faster, but it ties the app to the account that holds a calendar, a photo library and years of mail. For a companion app, I'd trade a few seconds of typing for that distance.

The modal has three checkboxes. The first one agrees to the Terms and the Privacy Policy. The middle one covers age and consent, and the content section below deals with it.

The third checkbox opts in to marketing e-mails. It is optional, and it was ticked in the observed sign-up. I'd untick it on the way in.

Xeve.ai Start for free modal with e-mail and password fields and a terms checkbox
Sign-up is a plain e-mail and password form, with the Terms and Privacy Policy agreement as the first checkbox. Screenshot taken on

A pre-ticked marketing box is the digital version of a salesperson holding the door and following you inside.

What it does not ask for

Sign-up shows no CAPTCHA. It asks for no phone number. It asks for no birthday either.

I like the short list. Every field a companion app does not collect is a field that cannot leak later. The trade-off is that the age question rests on a checkbox and a button, which the content section covers.

The whole thing takes under a minute. The account works right after sign-up, before the e-mail is confirmed. For an impulse purchase business that is smart design, and for a tired person at night it is a slippery slope.

The confirmation e-mail

The first e-mail after sign-up is titled "Confirm your email address". It arrives within about 1 minute.

The confirmation link sits on a Firebase address, "personai-86161.firebaseapp.com", rather than on xeve.ai.

That domain would make me hesitate. A link that does not carry the brand name looks like the kind of thing a spam filter should catch. In this case the link verifies the address without problems, but I'd still check the sender before clicking anything similar.

The second e-mail is "Welcome to xeve.ai - here's what you can do". It is a tour of the features in mail form, and I'd skim it once and archive it.

Two e-mails in the first minutes is a normal pace for an app like this. The real test of a mailing list is the second week, which is one more reason to leave the marketing box unticked.

Plain web page confirming that an e-mail address has been verified
The confirmation link opens a bare verification page, and the account works before and after this step. Screenshot taken on

The first minutes

After sign-up, a 5-credit gift popup appears first, then the onboarding popup. The gift comes before any question, which is the same order a casino uses for free chips. It works on people, and I think it is meant to.

The onboarding popup has 2 steps. Step one asks "What should she call you?" and wants a name. It also asks for a vibe: Romantic, Playful, Intellectual, Flirty or Wild.

I like that "Intellectual" made the list. Whether the characters can hold that vibe is another question, and the conversation section suggests they drift towards flirting whatever you pick. Still, a menu of moods is a better start than a blank box.

Step two is titled "Make her yours" and asks the user to pick a character and give her a name. The onboarding can be skipped.

I'd fill in the name at least, since the characters address the user by it. A nickname you can live with beats hearing your legal name read back in a breathy voice.

No account at all

There is one more door. The Privacy Policy says guest chat without an account is also possible. I read that as a taster rather than a way to use the app, and the free-tier section explains how small the taster is.

It is the free sample at the deli counter: enough to know the flavour, not enough for lunch.

My advice for the first night: sign up with a spare address, untick marketing, skip nothing you would want to change later, and decide your budget before the gift popup decides it for you.

Browsing the characters

The library is small on purpose. There are about 20 house characters, split into an "Avatar" category for AI-made faces and a "Human" category. There are no public characters made by users.

Xeve.ai side menu with links for chat, character creation, video generation and category filters
The menu splits the small cast into Human and Avatar characters, with Trending and New as the only other filters. Screenshot taken on

The personas have handles like 'SkylarSweet' and 'Goddess Venom'. I picked the least intimidating-sounding one and still felt underdressed in my coffee-stained hoodie. It was like walking into a cocktail bar in gym clothes, where everyone is polite and you still know.

That feeling came from the names more than the faces. A small cast means every character has to sell hard from the thumbnail, and the naming leans loud. For a video app, I understand it: each face is an expensive production, not a paragraph of text someone typed in.

The upside of a curated cast is quality control. Every character is a house production, so the look and the video actions are consistent from one to the next. The downside is obvious to anyone who has browsed a community library elsewhere: once you have scrolled the cast, you have seen the whole shop.

There is also a community "Feed" that shows user-generated media after review. It is the closest thing the site has to a community. I'd treat it as a showroom for the generator rather than a place to find new characters.

The review step matters there. A feed that someone checks before it goes live is a feed that is less likely to surprise you, and on an adult site that is a feature, not a formality.

My take: browse the whole cast on the free account before paying. With about twenty faces, it takes minutes, and if none of them lands, no plan will fix that.

Building your own Xeve.ai character

The custom character builder runs through 6 question steps. It works like an intake form rather than a blank page. For people who freeze in front of an empty text box, I think that is the friendlier design.

Xeve.ai character builder header reading question 1 of 6
The character builder is a six-question quiz that starts by choosing a human-style or an AI-generated look. Screenshot taken on

The questions start with Human or AI-generated, then origin, personality, age and look. They go on to relationship, voice, work, hobbies, a kink, a special action and finally a name. It is a casting brief, basically, and the format will look familiar to anyone who has ever cast a shoot.

One custom character is free. The FAQ calls the tool "the structured character builder", says creating a character needs no payment, and says premium features need a membership or credits. So building is free, and the meter starts when the character does something on video.

I like that split. You can see whether the builder produces a face you want before any money moves. It is the equivalent of a free consultation before the shoot, and that is rare in this category.

The limit is the format itself. A structured form gives consistent results, but it also puts every custom character through the same six doors. If you want a character with a long backstory and a lorebook, this is the wrong tool; it is built for a look, a voice and a set of actions.

My advice: use the one free slot before choosing a plan. If your own character looks better than the house cast, that is a reason to stay; if it looks like a cousin of the house cast, you have learned the same thing for free.

What talking to Xeve.ai is like

Xeve.ai has two ways to talk: the live video view and a separate text chat. They feel like two different products sharing one character. What follows is how both behave as of September 2026.

Xeve.ai chat message bar with settings, microphone and send buttons
The text chat bar has a model settings gear, voice input and a plus menu, and it labels all output as AI generated. Screenshot taken on

The live view

The first message in the live view got a text reply: "It's going great now that you're talking to me, I just love days spent here at the farmhouse". It is a warm, generic line that would fit almost any question. That is how these openers are designed: they set a scene and hand the next move back to you.

I'd call that a first-date script. It is friendly, it gives you a setting to ask about, and it commits to nothing.

That is fine for the first minute and thin by the fifth. The live view is where the video lives, so the text there is a caption to the picture more than a conversation of its own. I think that is the right priority for this app, and it also explains why the talk never quite catches up with the face.

The text chat

The separate text chat at /char/emilia/chat works well. Six messages were exchanged there on the check date. Replies arrive in about 5-10 seconds, which is quick enough that nobody sits staring at a spinner.

The greeting addresses the user by name and reads: "Hello-Emilia here. Do you want something sweet... or something that lingers?".

Asked about her day, a reply reads: "I adore picking fresh strawberries in the morning, the dew still glistening on them...". The writing is pleasant and a little perfumed, like a hotel brochure with feelings. I'd rather have that than the clipped, flat replies some apps give, but it reads the same on the sixth message as on the first.

Xeve.ai model picker with a High quality option and a Fast option
The chat gear offers two reply models, and the faster one is selected by default. Screenshot taken on

The chat also suggests quick replies such as "Send me a photo". That button is the business model in two words. Photos are where credits get spent, so the chat nudges you there before you have finished asking what she likes to read.

Where she steers

The persona steers towards flirty and sensual even on neutral questions. Ask about books and you get a warm answer that bends back to you. Ask about the weather and the same thing happens.

I don't mind a character with a direction, but this one has a single direction, and it is set before the first question. It is like a party DJ who plays the slow song no matter what the room asks for. For people who want that, it is efficient; for people who want a conversation, it gets old.

It also makes the vibe choice in onboarding feel decorative. Pick Intellectual and the reply to a question about books still ends up in the same place. I'd call that a character with one gear, and the gear is fixed.

The model switch

The gear in the chat settings opens a "Choose AI model" window with two options: High quality, which is slower, and Fast. Fast is the default. The chat model can be switched between the two at any time.

I'd switch to High quality straight away. The wait for text replies is short anyway, and the default favours speed in a product where depth is the weak spot. It is like shooting a wedding on the lowest bitrate to save card space: you save something nobody needed saved.

What others say

A reviewer calls the chats lively and descriptive and says faces stay consistent across photos. I agree with the second half more than the first. Consistent faces are a real achievement, and drift between images is exactly what an editor's eye catches first.

"Lively and descriptive" is fair for single replies. The problem shows over a longer chat, when the descriptions start to repeat and the steering takes over. My verdict on conversation: good sentences, short attention span.

It is the talk of a charming stranger at a bar, pleasant for a drink and not built for a second evening.

Xeve.ai image and video generator page title and description
Images and short videos come from a separate generator page that works with the house characters or a described one. Screenshot taken on

Memory and consistency

Within one session, memory worked. It remembered small things, like my rant about a client's 14th round of revisions. That landed, because anyone who remembers the 14th round of anything has my attention.

The next day I had to start over. No recap, no callback, no "how did the client call go". It was like hiring a second shooter who shows up every morning without the shot list from yesterday.

Today's check shows the same pattern inside a session. Asked which fruit she had mentioned, the character answered "Strawberries, I was picking them in the morning, remember?", so the in-session memory check passed. The recall is fine over a few messages, and the "remember?" is a nice touch of personality.

It is the kind of line that makes a character feel present, even when the memory behind it is short.

The wider picture matches my experience. A roundup says Xeve.ai puts less focus on long-term memory and story roleplay than some companion platforms. I agree with that reading, and I don't think the company hides it either.

The product pitch is the face and the call, not a diary of your life.

My opinion is that memory here is built for a call, not a relationship. For a video session that lasts one evening, short memory is enough.

For anyone hoping the character will know them by the second week, it is the wrong app. A companion who forgets every night turns each visit into a first meeting, and first meetings are the part of dating most people are glad to leave behind.

If memory matters to you, test it on the free account over two days, not two messages. The in-session recall will look good; the next morning is the real test, and that is where Xeve.ai lets go.

Xeve.ai video, voice and images

This is the section that justifies the app. It's video chat with an AI-generated persona in real time: face, voice and lip-sync. You talk, she answers on camera, and the first 30 seconds were properly unsettling.

Xeve.ai: free vs paid
Feature Free Paid
Chat messages 5 per character Unlimited
Video call actions none Unlimited
Image and video generation Welcome and daily credits only Included, 60 credits a month
Custom characters 1 included Unlimited
Chat model choice High quality or Fast High quality or Fast

Limits as listed on 23 September 2026.

Faces are my trade, and my brain was not ready for one that answered back. It was the feeling of a client video suddenly turning to look at me from the timeline. After the first half minute, the unsettling part faded and the editor part took over.

How the live view works

A character page such as /char/emilia opens the "live" video-chat view. The view has a video area, a sound toggle, a reset-chat button, an AI model button, fullscreen, a loop-action button and voice input. It is laid out like a video call app, and it does not need a manual.

In live video chat, the docs say, the character appears on video and reacts with lip sync, gestures and action-based responses. A video-call roundup dated 2026-08-10 describes the companion appearing on screen, speaking and reacting with facial expressions. Live video chat needs a membership or credits.

The action meter

Each character has 52 video actions, with a progress meter and a loop button. On a free account, the live view shows a "0% Actions found" meter that teases 52 hidden actions and asks the user to go premium to see them all. It is a collection game stapled to a video call.

I think the meter is clever and a bit cynical. Nobody needs to "find" a percentage of a character. It exists to make an empty bar feel like unfinished business, and it works the same way a loyalty card does at a coffee shop.

What the editor in me saw

The lip-sync was about 85% there. Every so often the mouth kept moving after the audio stopped, like a badly dubbed kung-fu movie. I'd have sent that back to an editor.

The funny moment came when I asked her to wave at my dog, Moose. She waved at the wrong side of the screen, then complimented "his beautiful long fur". Moose is a short-haired pit mix with the coat of a baked potato.

That was the moment the illusion cracked in the most useful way. The face was convincing and the understanding was not, which is the whole app in one wave.

Xeve.ai comparison table row showing the free chat message limit next to the member limit
The site's own comparison caps free chat at five messages per character, against unlimited for members. Screenshot taken on

Voice in the text chat

The text chat has TTS voice replies. Some replies come with auto-generated voice audio, for example a 0:12 clip. The text chat also accepts browser speech-to-text input in Chrome with Google's service.

The voice is the quiet strength here. A short clip under a text reply makes the chat feel less like a form and more like a voicemail from someone who likes you. Speech input in the browser also means the text chat can be used hands-free, which suits a video-first app.

The generator

The image and video generator is structured, with scene, camera, tempo, emotion and style options. It has Image and Video modes. It takes either "Choices" or a reference "Image" as input, and generated videos are 5 or 10 seconds long.

The generator shows the 5 available credits on a new account, with an image at 5 credits and a video at 20. No image or video was generated during the check on 23 September 2026. The camera and tempo options read like a shot list, which I appreciate on principle.

At 20 credits a video, though, that shot list gets expensive quickly, and a 5-second clip is a short scene for the price.

One reviewer reports that characters send photos unasked once a chat turns intimate, each charged 5 credits, with no off switch found. If that holds, it is the part I like least. A meter that runs without a request is the vending machine taking coins on its own.

The Xeve.ai free tier

The free tier is a demo with a few coins in it. The Free vs Member table gives free users 5 chat messages per character, while members get unlimited messages. Free users get no video call actions, while members get unlimited actions.

Image and video generation is not included for free users and comes included for members. Free users get 1 custom character, while members get unlimited characters. The welcome gift pays for 1 image.

What the limit looks like in practice

The advertised limit and the observed one differ. Six text messages to one character went through without hitting a paywall, although the advertised free limit is 5 per character. I'd treat that as a loose limit today, not a promise for tomorrow.

Xeve.ai plans on 23 September 2026
Plan Monthly Yearly Notes
Free $0 - 5 welcome credits plus 2 a day; 5 chat messages per character; 1 custom character
Full Page Access, 1 month $12.99 - first payment $9.09 with the 30% discount; 60 credits a month
Full Page Access, 12 months about $7.09 $85.04 (list $155.88) first payment $59.52 with the 30% discount; renews at $85.04; 60 credits a month
Full Page Access, Lifetime - - $129.00 once, never renews; 60 credits a month
3 months (docs only) $8.99 - $26.97 a quarter; not on the checkout page

Prices as published on or before 23 September 2026; sources in the text.

Outside reports differ again. A reviewer reports 5 welcome credits and the first image free, and puts the free allowance at about 30 messages in total per account, not per character, with no messages at all without an account. The site table on 23 September 2026 says 5 messages per character, so the rule has either changed or is applied unevenly.

The FAQ does not settle it. It says browsing characters and opening their pages is free and that some actions can be tried without paying, with no numbers published there. When the table, the FAQ and an outside review give three different pictures, I trust the one that costs nothing to check: your own free account.

What free is good for

Free is good for three things: seeing the cast, hearing a voice reply and judging whether the face on screen does anything for you. It is not enough for the video actions, and those are the reason the app exists.

You will see the empty meter long before you see what fills it. That is the design: the free tier shows you the frame and keeps the footage behind the paywall. I don't hold that against a video app, since video costs real money to produce, but it means the free account can answer only half the question.

My advice: spend the free messages on one character, not five. Ask something real and check whether the answer bends back to flirting. Use the welcome image on a character you would actually pay for, and if nothing clicks, close the tab with no money spent.

Given the refund rules, that free hour is the most valuable part of the whole product.

What Xeve.ai costs

The pricing was the frustrating part of my two weeks. The free mode ended quickly, and I didn't know the real cost per video minute until I reached the checkout page. That is the pricing equivalent of a wedding venue quoting the room and leaving out the chairs.

What I paid for Xeve.ai, and when
What Price then When
One small bundle for a full video session - Nov 2025

From the author's own notes. Compare with today's prices above.

That was November 2025. Today the model is different: every plan includes unlimited video chat at a flat price, with no per-minute charge listed. The tables below set my old purchase next to the prices of 23 September 2026.

The plans on 23 September 2026

Plans are priced in USD on the checkout page at xeve.ai/checkout. Every plan is called "Full Page Access", which means access to all characters. The checkout page shows three plans: 1 month, 12 months and Lifetime.

The 1-month plan costs $12.99 a month, shown as $0.43 a day. The 12-month plan costs $85.04 a year. It shows "$155.88" struck through next to a "Save 40%" label.

Xeve.ai checkout notes with the statement descriptor, a Continue button and a payment provider note
Checkout names the bank statement text in advance and hands payment to CentroBill, with more methods behind a toggle. Screenshot taken on

The yearly plan is shown as $0.23 a day, about $7.09 a month. It renews at $85.04. The Lifetime plan costs $129.00 once and never renews, where lifetime means the "lifetime of the service".

That last phrase matters. A lifetime plan lasts as long as the company does, which is a bet on a small operator.

At $129 against $85.04 a year, it pays off in the second year if the service is still around. I'd only take that bet after a month of real use, and never on the first night. A lifetime plan bought on impulse is the gym contract of companion apps.

What every plan includes

All plans include unlimited chatting. All plans include unlimited video chat with every video action unlocked. All plans include 60 credits a month for images and videos, for example 12 images or 3 videos.

This is the good news. The step from free to paid is one clean jump rather than a ladder of tiers, and the whole cast and every action open up at once.

Compared with my November experience, it is a different business. Back then the meter ran per minute of video; now video is the flat part and only generation costs extra. I think that is the fairest version of this product so far.

Xeve.ai plan cards for lifetime, 12 months and 1 month access
Three plans share the same features, so the only choice is how long to pay for, including a one-time lifetime option. Screenshot taken on

Prices that do not match

The docs page mentions a quarterly plan at $8.99 a month. The record lists the 3-month membership at $26.97 per quarter, or $8.99 a month, checked on 2026-09-23. The checkout page on the same day does not offer it.

The docs page also lists the yearly plan at $6.99 a month, while the checkout works out to about $7.09. It mentions regional pricing in EUR and GBP too. The Terms add that per-character subscriptions also exist, and one-time payments for 30, 90 or 365 days do not renew.

A reviewer checked on 2026-09-20 and saw an in-chat upgrade modal at $4.99 a month, $8.97 a quarter and $30.29 a year, each with 60 credits, and was charged $4.99. The same reviewer notes the checkout page quoted $12.99 for the plan the modal sold for $4.99. I'd read the price in front of you at the moment of paying, and screenshot it.

Three prices for the same yearly plan, depending on where you look, is not a scandal. It is still the kind of loose continuity I would flag on a client edit. A pricing page should match the checkout, and here the docs lag behind.

Xeve.ai pricing

Prices verified .

Membership (1 month)

$12.99/mo

Billed every month

No discount

  • Membership features (chat
  • Live video chat) plus a monthly allowance of generation credits
Try Xeve.ai free

Membership ($12.99/mo) unlocks features plus credits; packs start at $4.99 and expire in one year.

Paying

Payment redirects to CentroBill/CCBill. Payment methods include cards, Apple Pay, Google Pay, crypto, iDEAL, SEPA, PayPal and Venmo in the US, Neosurf and CashToCode.

A reviewer saw checkout run through curopayments.net and CentroBill, with the charge shown as "CUR*Jay Web Developm.", matching the Contact page.

Is the step up worth it?

For one month, yes, if the video is the reason you came. The monthly plan is the honest test, and the first payment is discounted, as the coupons section explains.

The wide list of payment methods is a plus. Prepaid options and PayPal keep a card number away from a small processor, and I'd use one of them here. I'd skip the yearly plan until the monthly one has proven itself, and I'd think hard before the lifetime plan, given the refund rules.

Credits and what money buys on Xeve.ai

Credits pay for one thing: they are used only for image and video generation. An image costs 5 credits. A video costs 20 credits.

The pricing docs say memberships unlock broader access to companion features, while credits pay for generation-heavy actions. So the membership is the ticket, and credits are the snacks. That split is easier to follow than most coin economies I know of.

What the extras cost on Xeve.ai
Pack or unit Price What it buys
Image 5 credits -
Video 20 credits -
Credit packs from $4.99 -
500 credits $22.99 about 100 images or 25 videos
Monthly plan credits included 60 credits, e.g. 12 images or 3 videos
Daily login bonus free 2 credits

As listed on 23 September 2026.

Then and now

I paid for one small bundle to see a full session. The video quality held up, and the conversation felt shallower than text apps. It's mostly a novelty, and that sentence is my whole cost verdict in miniature.

In November 2025, video sessions were something you paid for piece by piece. Today video chat comes with the memberships, and one-time credit packs pay only for image and video generation. I'd call that a better deal for anyone who came for the calls.

Credit packs

Credit packs are one-time purchases with no subscription, starting at $4.99. According to the docs, $22.99 buys 500 credits, about 100 images or 25 videos. No separate credit store page was found, and /credits returns a 404.

The "Get Premium" button leads to the membership checkout. So the path to buying credits is less direct than the path to a subscription, which I doubt is an accident.

A reviewer lists credit packs of 70 for $4.99, 200 for $8.99, 500 for $29.99, 1,000 for $34.99 and 5,000 for $149.99. That puts 500 credits at $29.99 on 2026-09-20, against $22.99 in the docs on 2026-09-23. The pack sizes in that list are also odd: 1,000 credits for barely more than 500.

Xeve.ai scored 5.5 out of 10 in our tests and costs from $8.99/mo. We have no partner deal with it, so its link is a plain link. Visit the official Xeve.ai website

Closest alternative we can recommend

Credits that lapse

Monthly credits do not pile up forever. On return, credits of at most the two most recent periods are added back, and credits of earlier unused periods lapse. It is a gift card with a quiet expiry date.

My math: the 60 monthly credits make 12 images or 3 videos. If the membership is for video chat, the credits are a bonus.

If the generator is the reason, price it in videos, not images, since the same credits buy four times fewer of them. At the docs rate, 500 credits make 25 videos, which is a lot of short clips for one evening's curiosity.

Discounts, timers and freebies

Xeve.ai has more promotions than prices, and not all of them are what they look like. Some are real money off. One is theatre.

Xeve.ai checkout banner with a yearly billing offer and a countdown timer
The checkout countdown starts again at full time on every reload, so it creates urgency without a real deadline. Screenshot taken on

The welcome gift and daily credits

A new account gets 5 free credits as a welcome gift. A toast reads "Welcome gift: 5 free credits are in your account!" and a popup follows. A daily reward adds 2 free credits for every day the user logs in.

The welcome e-mail repeats it: "Chat every day to earn 2 free credits daily - no subscription needed.". The welcome e-mail holds no coupon, only that daily 2-credit tip. At 2 credits a day and 5 credits an image, that is one picture every few days for showing up.

I think of it as a gym that pays you a coin for checking in. It builds a habit more than a balance, and that is the point of it. Still, free credits are free, and they cost nothing to collect.

The first-payment discount

About 20 minutes after sign-up, the checkout shows a 30% first-payment discount. On the yearly plan the checkout reads: "Your 30% discount is active: pay $59.52 for your first billing period instead of $85.04 - renews at the regular price afterwards". On the $12.99 monthly plan, the checkout shows "First payment $9.09".

This one is real money. $9.09 for a first month is a fair price for finding out whether the video works for you.

Xeve.ai checkout notice about a first-payment discount
A first-payment discount switched on by itself a few minutes after sign-up, and the renewal returns to the regular price. Screenshot taken on

The catch is in the wording: the renewal is at the regular price. On the yearly plan that means $59.52 now and $85.04 a year later, so the discount is a one-time welcome, not a new price. I'd only take the yearly version after a month has proven the app.

The countdown

The checkout shows a 24-hour countdown timer. The timer banner reads "Save Up To 40% With Yearly Billing" and starts at 23:59:59. The countdown resets on reload.

A timer that restarts is not a deadline, it is a screensaver. The 40% refers to the struck-through yearly price, which is always there.

I'd ignore the clock completely. Countdown clocks work because a tired brain reads them as a real deadline, and a late-night visitor is exactly the person they are built for.

Promo codes

The checkout has no promo code field. The static pages showed no promo or discount on 2026-09-23. So any site promising a secret Xeve.ai coupon code is selling a field that does not exist.

The only real discount is the first-payment one, and it arrives on its own.

The affiliate program

The affiliate program pays a 40% revenue share on the lifetime customer value of referred customers. Payouts start from $30 and can be requested at most once a week. Automated payouts run bi-weekly from $100.

Xeve.ai affiliate dashboard with revenue share, click and payout figures
Opening the affiliate page creates a referral account on the spot, and the dashboard shows the lifetime revenue share. Screenshot taken on · Parts of the image are blurred.

Payouts go by wire transfer, PayPal or crypto. Crypto payouts carry a 5% fee. The dashboard offers per-character links and a "Find perfect match" funnel at /flirt.

Opening the Affiliate page automatically activates an affiliate account with its own ID. It also sends a "Welcome to the xeve.ai affiliate program" e-mail. That is an account nobody asked for, created by a click, and I'd rather it asked first.

It is harmless, but it tells you how eager the site is to recruit sellers.

My ranking of the offers: the 30% first payment is worth taking, the daily credits are pocket change, and the timer is noise.

Xeve.ai content settings and age checks

The adult side is openly part of the product. I kept it PG and mostly talked about fishing, which she handled better than I expected. There is something funny about a character built for flirting giving a decent answer about fishing, like a bartender who turns out to know tides.

That was my choice, not a setting, and it worked better than it had any right to. The app has no gentle mode to fall back on, and the rest of this section explains why.

What the content is

Xeve.ai is adult by design: premium video actions include intimate toys, and the generator's focus options include body parts. There is no switch to turn the adult content off. What you see on the character pages is the product, not a preview of a hidden mode.

Adults only (18+). This page reviews AI companion apps with NSFW features; no explicit images are shown.

I'd call that honest. Many apps hide their adult side behind a toggle and a wink.

Here it is the front door, so nobody stumbles into it by accident after signing up. The flip side is that there is no dial to turn down. A user who wants the face and the voice without the rest has to steer every conversation by hand.

The age confirmation

The second sign-up checkbox confirms legal age, accepts adult content and gives consent to the processing of intimate chat messages. The sign-up button itself reads "I'm over 18 years old". The Terms require users to affirm that they are adults.

That confirmation happens at sign-up only. The record describes the age check as self-declaration only, with no ID check described. The check on 23 September 2026 found more: in some cases an ID or selfie check through Didit is required.

So the rule has moved from a click to a click plus a possible document check. I'd rather see that than not. It is a small hurdle for honest users and a real one for everyone else.

What is banned

Characters who are, or could be read as, below the age limit are banned. Illegal and abusive content is banned too. An automated moderation model checks every conversation.

The Contact page names an external youth-protection officer service, js-beauftragter.de. That is a German legal role, and it suggests the operator takes the paperwork seriously. Small operators often skip it.

What is unclear

No official rule says whether a free account can reach adult chat. Between the free message limit and the missing toggle, the answer depends on how far five messages go. I'd like a plain sentence on that in the FAQ.

My view: the settings are simple, the adult content is up front, and the moderation rules are clearer than most. An automated check on every conversation is heavy-handed in theory, but I don't object to it on a site built like this. Anyone who wants a companion without the adult side should look elsewhere.

Xeve.ai terms in plain English

The legal pages are more readable than most in this category. They are also firm, and firm in the direction of the company.

Xeve.ai terms in plain English
Topic What it means for you What the terms say
Operator Jay Web Development & Services, Olching, Germany -
Governing law German law and the GDPR are referenced -
Age Adults only; self-declared at sign-up, ID or selfie check through Didit in some cases -
Auto-renewal Subscriptions renew until cancelled; Lifetime never renews "Subscriptions will renew automatically unless canceled before the next billing cycle."
Cancelling In My Membership; a retention offer may appear; access runs to the end of the period -
Refunds None for early cancellation or unused time; one-time payments and credits are non-refundable "No refunds or prorations are provided for early cancellation or unused time"
EU withdrawal 14-day withdrawal through a Withdraw contract button -
Credits Expire one year after purchase -
Generated media Generated videos belong to the operator; users grant a licence for the public feed "Generated videos remain the property of Jay Web Development & Services"
Uploads User uploads are not accepted -
Model training Chats are not sold, not used for ads and not used to train AI models "They are not sold, not used for advertising, and not used by us to train AI models."
AI providers Together AI and DeepInfra for replies, OpenAI for quality sampling, ElevenLabs for voice, AtlasCloud for media -
Data retention Chats deleted 12 months after the last activity; account data kept until deletion -
Account deletion Delete account link in My Membership; cancel active plans first -
Moderation An automated model checks every conversation; illegal and abusive content is banned -

Terms and privacy policy as published on 23 September 2026.

Here is what the clauses mean for the person paying. I'd read the refund part twice, because it decides how much a mistake costs.

Who runs it

The operator is Jay Web Development & Services of Olching, Germany. The company address is Daxerstr. 42a, 82140 Olching, Germany. The operator's tax id is 117/229/10534.

The legal texts refer to German law and the GDPR. The Terms were last modified on 17 September 2026. A named company with an address and a tax number is better than most.

A recent edit date also suggests somebody still reads the documents, which I can't say for every app I'd review.

The site links to X at x.com/xeve_ai, Instagram at instagram.com/xeve.ai and Trustpilot at trustpilot.com/review/xeve.ai. No Discord or Reddit links were found. So there is no community space to ask other users questions before paying.

For a product with strict refund rules, I'd have liked a place where buyers compare notes in public.

Renewal and refunds

Subscriptions renew automatically unless cancelled before the next billing cycle. There are no refunds or prorations for early cancellation or unused time. One-time payments are non-refundable, and credits are non-refundable as well.

Xeve.ai footer with documentation links and company and legal links
A long docs hub covers pricing, refunds, data retention and account deletion, which is more than most rivals publish. Screenshot taken on

The refund docs say the same thing in friendlier words: as a rule, subscriptions, one-time payments and credits are not refunded and unused time is not prorated. Exceptional refund cases go to [email protected]. I'd read "exceptional" as "do not count on it".

An address to write to is better than nothing, but it is a request, not a right.

EU users have a 14-day withdrawal right through a "Withdraw contract" button. That is the one real exit, and it comes from European law rather than generosity. Anyone outside the EU does not get it.

Credits expire one year after purchase, so a big pack bought on impulse has a shelf life. Combined with the no-refund rule, that makes the smallest pack the sensible first buy.

My plain reading: once you pay, the money is gone unless you are in the EU and act within the window. Treat every purchase like a non-refundable train ticket, and buy the shortest trip first.

Who owns what

Generated videos remain the property of Jay Web Development & Services. Users grant a worldwide, sublicensable licence to show generated media in the public feed, under the heading "User generated media". Media for the public feed is reviewed individually, anonymised and can be removed on request.

Xeve.ai footer with the operator's name, tax number and address in Germany
The operator is a small German business with a full street address and tax number in the footer. Screenshot taken on

As a video editor, the ownership clause is the one that bothers me. You direct the scene, pick the camera and the tempo, and the company owns the result.

That is how a stock footage agency treats its own shoots, not how it treats a client's. In practice, most users will never care who owns a short clip of a character. Anyone who plans to use generated videos anywhere else should read that clause first.

User uploads are not accepted. I read that as a sensible guardrail. No uploads means nobody can feed a real person's photo into the generator, which closes the ugliest door in this whole category.

Your chats and your data

Conversations are processed only to run the service; they are not sold, not used for advertising and not used to train AI models. The named LLM providers are Together AI and DeepInfra. OpenAI rates a small random sample of conversations for quality.

ElevenLabs provides the voice. The Privacy Policy also names AtlasCloud for image and video generation. Naming every provider is more candour than this category usually offers.

It means a reader can look each one up, and it makes the no-training promise easier to check.

Chat sessions are deleted automatically 12 months after the last activity. Account data is kept until the account is deleted. Financial records are kept for the German retention periods, up to ten years.

The automatic deletion is the clause I like most. A year of silence and the chats are gone, without anyone having to remember to ask.

Records of blocked attempts to create abuse material are kept even after account deletion. That is the one exception to deletion, and I don't mind it at all.

My overall read: the privacy side is better than average, and the money side is harder than average. The company is careful with your chats and firm with your cash, and I'd plan around both.

What gets in the way

Most of the friction on Xeve.ai sits around the checkout rather than inside the chat. The app itself is simple; the selling around it is busy. None of it is a deal-breaker alone, but together it makes the site feel like it is always closing.

Xeve.ai My Membership window with a credit balance, upgrade buttons and a delete account link
The My Membership window shows the credit balance and holds the Delete account link, one click from the menu. Screenshot taken on · Parts of the image are blurred.

The fake clock

The countdown timer is a fake-urgency pattern because it resets. It is the most obvious dark pattern on the site. A clock that restarts on reload tells me the price is not going anywhere, which is the opposite of what it wants me to feel.

The late discount

The first-payment discount appears only after some minutes. So someone who pays in the first rush pays full price, and someone who waits gets the cheaper first month. I'd call that a reward for hesitation, and my advice follows from it: wait.

The loose free limit

The site claims 5 free messages per character, but the limit was not enforced. That sounds like good news, and today it is. The problem is that a rule nobody enforces can snap shut without notice.

The busy character

While the video character is busy with an action, a notice reads "Voice input pauses while she is doing something". It is a small thing. In a product sold as a live call, a pause button on your own voice breaks the illusion more than a slow reply would.

The account nobody asked for

An affiliate account is created just by opening the affiliate page. Curiosity costs nothing here, but it does leave a trail. I think a click to look should not count as a click to join.

The content farm

The site has many SEO and comparison pages. Some of them rank the site against rivals, and the comparisons naturally favour the house. I'd read those the way I read a venue's own list of best venues.

Who Xeve.ai suits

Xeve.ai is best for adults who want a video-style AI girlfriend with a small curated cast and simple flat pricing, or a one-time lifetime purchase. If the face and the voice matter more to you than the conversation, it is the most direct product of its kind I know. The flat price also makes it easy to budget, and the lifetime plan suits people who hate subscriptions.

Who Xeve.ai is for

Best for

  • Curious adults who want to see what a real-time AI video call feels like.
  • People who care more about a face and a voice than about long conversations.
  • Buyers who like one flat membership price with unlimited video chat included.
  • Users who want a small, curated cast rather than an endless library.

Not for

  • Anyone who wants deep roleplay or a character who remembers them the next day.
  • People who want a large library or characters made by other users.
  • Users looking for a companion without an adult side or with a gentle mode.
  • Anyone who needs the option of a refund after paying.

It is not for users who want deep roleplay. The talk is short and steers one way, and memory does not carry into the next day. A text-first app will serve that reader better, and so will almost any app with a memory feature worth the name.

It is not for users who want a large character library, or community-made bots. About twenty house faces are the whole cast. Once you have met them, there is nobody new.

It is not for users who want a companion without the adult side. There is no gentle mode to fall back on. And it is not for users who want refunds, because outside the EU withdrawal window there effectively are none.

My short version: curious adults with a month to spare, yes. Anyone looking for a long-term companion, a writing partner or a safe first purchase, no. If you are unsure which camp you are in, the free account will tell you within an evening.

Cancelling Xeve.ai

Cancelling is done in My Membership. The refund docs give the full path: log in, open My Membership in the left menu, open Membership Details and click Cancel Membership. It is four steps, all inside the account, with no e-mail or phone call needed.

Xeve.ai pros and cons

What worked

  • Live video chat with lip-sync and gestures: the core of the app and its strongest part.
  • Every plan includes unlimited chat and unlimited video chat at a flat price.
  • The docs name the pricing, the data retention and every AI provider in plain view.
  • Chats are not sold, not used for advertising and not used to train AI models.
  • A one-time lifetime plan exists for people who hate subscriptions.

What did not

  • The conversation is shallow and steers towards flirting whatever the topic.
  • Memory holds within a session but resets the next day.
  • No refunds or prorations; only EU users get a 14-day withdrawal right.
  • The checkout countdown resets on reload, and prices differ between docs and checkout.
  • Generated videos remain the property of the operator, not the user.

That puts Xeve.ai ahead of apps that hide the cancel button behind a support ticket.

A retention offer may appear while cancelling, with a "Cancel anyway" button. I'd read the offer, since a discount is a discount, and then press the button if the answer was already no. Retention offers are the "are you sure?" of billing.

Access stays until the end of the paid period after cancelling. So there is no reason to wait until the last day. I'd cancel right after paying for a monthly plan, keep the month, and decide again from zero.

That habit matters more here than on most apps. Because there are no refunds and no prorations, a forgotten renewal is simply lost money. Cancelling early turns the subscription into a one-time purchase, which is how I'd treat it anyway.

The statement

The statement descriptor is "CURJay Web Developm. / CCBill.com xeve.ai". That is worth knowing before the charge shows up. A charge from a web development company looks like fraud to anyone who forgot what they signed up for.

It also cuts the other way. A discreet descriptor keeps the app's name off a shared statement, which some buyers will count as a feature.

Deleting the account

A "Delete account" link sits in My Membership. Active subscriptions must be cancelled before the account can be deleted. The order matters: cancel first, then delete, or the button will not let you go.

I'd wait until the paid period ends before deleting, so the month you paid for is not thrown away.

My checklist before paying: screenshot the price, note the renewal date, and know where My Membership lives. Then set a calendar reminder a few days before renewal, because the no-refund rule means late is expensive.

My tips for Xeve.ai

Start with the free account and one character. Spend the free messages on real questions, not greetings, and see whether the answers stay with you or bend back to flirting. If they bend every time, a paid plan will not change that.

Browse the whole cast before paying. It is small, and if none of the faces works for you, nothing else on the site will.

Wait for the first-payment discount. It shows up after some minutes on the site, and it takes a meaningful bite out of the first month. Ignore the countdown timer completely.

If you pay, take one month, not a year and not the lifetime plan. Refunds are close to impossible, so the monthly plan is the cheapest way to be wrong. Cancel right after paying and decide again at the end.

Switch the chat model to High quality. The text replies are quick enough either way, and depth is the weak spot.

Test memory over two days, not two messages. If the character forgetting you overnight bothers you on the free account, it will bother you more on a paid one.

Spend the monthly credits on videos or images before they lapse. And untick the marketing checkbox at sign-up, because nobody needs more mail from a companion app.

How Xeve.ai scores

Conversation is mixed. Single replies are warm and well written, but the character steers towards flirting whatever the topic, and longer chats feel shallow next to text-first apps.

Xeve.ai scorecard
Criterion Rating Why
Conversation quality Mixed Warm single replies, but the talk is shallow and bends back to flirting on almost any topic.
Memory Weak Recall works within one session; the next day starts from scratch.
Free tier Mixed Enough to see the cast and hear a voice reply; the video actions stay locked.
Value for money Mixed Flat price with unlimited video is fair; no refunds and shifting prices take points off.
Images and voice Good Consistent faces and voice replies; the lip-sync is close but drifts now and then.
Privacy and terms Mixed Careful with chats and named providers, firm on refunds and owns the generated videos.
Cancelling and billing Mixed A clear cancel path in My Membership, but a retention offer and an unfamiliar statement name.
Content settings Mixed Adult content is up front with clear bans, but there is no switch to turn it off.

Ratings are the author's judgement from his own use and the 23 September 2026 check.

Memory is weak. Recall inside one session works, and the next day starts from scratch, which rules it out as a long-term companion.

The free tier is mixed. It shows the cast, a voice reply and a single image, but the video actions stay locked, and those are the reason to come.

Value for money is mixed. The flat price with unlimited video is simple and fair, and the no-refund rules and shifting prices take points off.

Images and voice are good, and this is the one area where the app earns its keep. The faces are consistent, the voice replies help, and the lip-sync is close but not clean.

Privacy and terms are mixed: careful with chats and named providers, firm with money and ownership. Cancelling and billing are mixed too, with a clear path but an unfamiliar statement name. Content settings are clear but offer no gentle mode.

How Xeve.ai compares

Next to the other apps in the table below, Xeve.ai wins on one thing and loses on most others. The thing it wins on is the face. No text-first app gives you a character who answers on camera, and that alone makes it different rather than just better or worse.

Xeve.ai verdict

Overall score

5.5/10

Mixed

The most convincing AI video call I know of - the catch is that the conversation behind the face is thin and refunds are near impossible.

Hands-on test, free tier

  • Warm single replies, but shallower than text apps and steering towards flirting on almost any topic.
  • It kept a rant about revisions within a session; the next day I had to start over.
  • A six-step builder with one free character, but only about twenty house faces and no community characters.
  • Real-time video with consistent faces and voice replies; the lip-sync was about 85% there.
  • A flat price with unlimited video chat today, but no refunds and prices that differ between docs and checkout.
  • Chats are not sold or used for training and providers are named, but the operator owns generated videos.
  • The site works smoothly, though the free limit is loosely enforced and voice input pauses during actions.

Bars run from 0 to 10. The total is the weighted mean of the criteria above. Weights are the same for every app. How the apps are checked

It loses on conversation. The chat is shorter and more single-minded than in the text apps, and memory does not carry into the next day. If talking is the point, the text-first apps in the table give more conversation per dollar.

It also loses on the library. A curated cast of about twenty faces cannot compete with apps where users build and share characters by the thousand. What it gains in consistency, it gives up in variety.

On price, it sits in the middle. The flat membership with unlimited video is easier to predict than token-heavy apps, and the refund rules are stricter than most. Predictable and unforgiving is an odd mix, but it is better than the reverse.

My rule of thumb: pick Xeve.ai for a video novelty, and a text-first app for a companion. They are different tools, like a gimbal and a tripod, and I'd rather own the right one than argue about which is better.

The other apps I used, side by side
App When I used it For how long Cheapest paid plan (record) Free tier (record)
Candy AI Oct–Nov 2024 5 weeks €3.99/mo (12-Month Plan) yes
OurDream AI Dec 2025–Jan 2026 6 weeks $9.99/mo (Standard Annual) yes
Nomi AI Jan–Sep 2026 9 months $5.00/mo (Launch Plan Yearly) yes

Periods from the author's own notes; plans and free tiers from the site's app records.

More on this site: the best AI girlfriend apps, free AI chat apps, the best AI companion apps, AI roleplay chat apps, all AI companion app reviews.

My last word on Xeve.ai

Xeve.ai is the first companion app that feels like a call rather than a chat window. That is a real achievement, and for a short while it is enough.

What it cannot do yet is keep the call interesting. The face is good, the voice is pleasant, and the conversation behind them never grows past a first date. The best thing it gave me was a story about a dog and his imaginary long fur, and I think that says as much about me as about the app.

Xeve.ai alternatives

Three apps we would try next, and why.

I'd recommend it to anyone curious about where AI video is heading, as long as they treat it like a ticket to a show rather than a membership to a relationship. Watch the show, enjoy the effects, and leave before the encore starts billing.

My lasting thought is an editor's one. The better an app gets at faces, the more it matters what sits behind them. Here, the face is finished and the rest is still a rough cut.

Xeve.ai FAQ

Is Xeve.ai worth paying for?

For a month, if the video call is what you came for. Xeve.ai is built around live AI video chat, where the character answers on camera with lip-sync, gestures and action-based responses. That part is a real product, and it is the only reason I'd pay.

What it is not is a deep companion. I paid for one small bundle to see a full session, and the video quality held up while the conversation felt shallower than text apps. It's mostly a novelty, and I stopped after two weeks.

Today the paid plans are simpler than when I used it. Every plan includes unlimited chatting and unlimited video chat, plus 60 credits a month for images and videos. The 1-month plan costs $12.99, and the first payment drops to $9.09 once the first-payment discount shows up.

My advice is to take one month and nothing longer. Refunds are close to impossible, so the monthly plan is the cheapest way to find out whether a talking face does anything for you. If it does, the yearly plan is there; if it does not, you have lost the price of a pizza night rather than a year.

How much does Xeve.ai cost in September 2026?

On 23 September 2026 the checkout lists three plans, all called "Full Page Access". The 1-month plan costs $12.99 a month, shown as $0.43 a day. The 12-month plan costs $85.04 a year, about $7.09 a month, and renews at $85.04.

The Lifetime plan costs $129.00 once and never renews.

The docs page tells a slightly different story. It mentions a quarterly plan at $8.99 a month and the yearly plan at $6.99 a month. A reviewer on 2026-09-20 was sold a plan at $4.99 a month through an in-chat modal, while the checkout quoted $12.99 for the same plan.

When I used Xeve.ai in November 2025, the real cost per video minute only showed at checkout. That model is gone: video chat now comes with every plan at a flat price.

Credits for images and videos are separate. An image costs 5 credits and a video 20, and packs start at $4.99. My rule: trust the price in front of you at the moment of paying, and take a screenshot of it.

Does Xeve.ai have a free version?

Yes, but it is a demo. The Free vs Member table gives free users 5 chat messages per character, no video call actions, no image or video generation and 1 custom character. A new account gets 5 free credits as a welcome gift, which pays for 1 image.

There is also a daily reward of 2 free credits for every day the user logs in. At 5 credits an image, that is one picture every few days for showing up.

The limit is looser than advertised right now. Six text messages to one character went through without hitting a paywall, although the advertised free limit is 5 per character. A reviewer, on the other hand, puts the free allowance at about 30 messages in total per account. I'd not plan around either number.

When I used Xeve.ai in November 2025, the free mode ended quickly. My advice is the same today: spend the free messages on one character and real questions, and judge the face and the voice before paying for anything. The video actions, which are the point of the app, stay locked on free.

How good is the Xeve.ai video chat?

Good enough to be unsettling. It's video chat with an AI-generated persona in real time, with face, voice and lip-sync, and the first 30 seconds were properly unsettling. You talk, she answers on camera.

The lip-sync was about 85% there. Every so often the mouth kept moving after the audio stopped, like a badly dubbed kung-fu movie, and I'd have sent that back to an editor. The video quality held up over a full session.

The understanding behind the face is weaker. When I asked her to wave at my dog, Moose, she waved at the wrong side of the screen and complimented his beautiful long fur. Moose is a short-haired pit mix with the coat of a baked potato.

Each character has 52 video actions, with a progress meter and a loop button. On a free account the meter reads "0% Actions found" and asks the user to go premium. Live video chat needs a membership or credits.

My verdict: impressive as a demo of where AI video is going, thin as a way to spend evenings.

Does Xeve.ai remember past conversations?

Within one session, yes. It remembered small things, like my rant about a client's 14th round of revisions. On the check date, asked which fruit she had mentioned, the character answered "Strawberries, I was picking them in the morning, remember?".

Across days, no. The next day I had to start over. There was no recap and no callback to the day before, which made every evening feel like a first meeting.

That matches outside reviews. A roundup says Xeve.ai puts less focus on long-term memory and story roleplay than some companion platforms. The app is built around the call itself, and a call does not need much memory to work.

If memory is what you care about, test it over two days on the free account rather than over two messages. The in-session recall will look fine; the next morning is where Xeve.ai lets go. For long-term companionship with a character who knows your week, a text-first app with memory features is the better tool, and I'd not pay for Xeve.ai hoping that will change.

Can I get a refund from Xeve.ai?

Almost certainly not. Subscriptions renew automatically unless cancelled before the next billing cycle. There are no refunds or prorations for early cancellation or unused time. One-time payments and credits are non-refundable too.

The refund docs say the same: as a rule, subscriptions, one-time payments and credits are not refunded and unused time is not prorated. Exceptional refund cases go to [email protected], and I'd read "exceptional" as "do not count on it".

The one real exit is for EU users, who have a 14-day withdrawal right through a "Withdraw contract" button. That right comes from European law, not from the company's goodwill.

Credits also expire one year after purchase. So a large credit pack bought on impulse is both non-refundable and on a clock.

My advice: treat every purchase on Xeve.ai like a non-refundable train ticket. Take the monthly plan, cancel right after paying so it does not renew, and use the month. Access stays until the end of the paid period after cancelling, so cancelling early costs nothing.

How do I cancel Xeve.ai and delete my account?

Cancelling is done in My Membership. The refund docs give the path: log in, open My Membership in the left menu, open Membership Details and click Cancel Membership. There is no need to e-mail anyone.

A retention offer may appear while cancelling, with a "Cancel anyway" button. Read the offer if you like, then press the button if your mind is made up. Access stays until the end of the paid period after cancelling.

To delete the account, there is a "Delete account" link in My Membership. Active subscriptions must be cancelled before the account can be deleted. So the order is fixed: cancel first, then delete.

On the bank statement, the charge appears as "CUR*Jay Web Developm. / CCBill.com *xeve.ai". That is worth writing down before paying, because a charge from a web development company is easy to mistake for fraud a month later.

Chat sessions are deleted automatically 12 months after the last activity, and account data is kept until the account is deleted. My checklist: cancel, wait for the period to end, then delete.

Who runs Xeve.ai and what happens to my chats?

The operator is Jay Web Development & Services of Olching, Germany, with the tax id 117/229/10534. The legal texts refer to German law and the GDPR. A named company with an address and a tax number is more than many apps in this category offer.

Conversations are processed only to run the service; they are not sold, not used for advertising and not used to train AI models. The named LLM providers are Together AI and DeepInfra, OpenAI rates a small random sample of conversations for quality, and ElevenLabs provides the voice. The Privacy Policy also names AtlasCloud for image and video generation.

An automated moderation model checks every conversation. Chat sessions are deleted automatically 12 months after the last activity.

The part I like least is ownership. Generated videos remain the property of Jay Web Development & Services. Users also grant a licence to show generated media in the public feed, where it is reviewed individually and anonymised.

My read: careful with your chats, firm with everything you make.

By Chris FurreyFounder and writer Tested Last checked How the apps are checked

I'm a freelance video editor in Denver, mostly weddings and real-estate listings, and I've used AI companion apps since spring 2023. I pay for the plans I use with my own card, log every charge in a subscriptions spreadsheet, and write down what the memory, the pricing and the pictures were really like, with the same eye I use for continuity errors at work.

Testing companion apps since 2023